Independent Living - Life Skills Class - 4KIDS
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Kitchen Table Finance & Career Exploration

About 4KIDS

From prevention to restoration, 4KIDS intervenes at multiple levels to bring hope, homes, and healing to kids and families in crisis across 12 Florida counties and beyond. 4KIDS’ compassionate, faith-based services include family preservation efforts, foster care, residential programs for young adults, and trauma-informed therapy and training. Since 1997, 4KIDS has been committed to key collaboration with churches, businesses, and government organizations alike to bring transformational love to our community’s most precious resource—the next generation.

Course Overview

The course will be a combination of financial education and career exploration. Two subjects that are essential to young adults preparing to enter the adult world. According to best-selling author Dave Ramsey, “eighty five percent of parents would like their young adult to complete a personal finance course to learn how to handle money.” Additionally, a recent Fox Business Article states, “US high schoolers want financial education, but many schools don’t offer” (Fox Business Article written by Eric Revell, Fox Business – April 13, 2024). Dave Ramsey also shares that personal finance is, “20% head knowledge and 80% behavior.” Spending money is easy, making good fiscal choices with our money is the challenge. This course will focus on the right behavior, knowledge and choices. Financial peace, regardless of one’s income level, is the goal of this course.

The course will also include Q&A from a diverse group of successful guest speakers with various career backgrounds. The course is presented in a coaching, mentoring, “you can do this” manner consistent with the course motto “EFFORT COUNTS TWICE.” Dinner will be provided for all course participants. Students who successfully complete the course requirements will attend a graduation ceremony.

Financial peace, regardless of one’s income level is the goal of the course. Finally, faith and fun will be a very important elements in all of our sessions!

Course Topics

Financial Education

  • Budgeting, Expenses, Saving and Stewardship 
  • Banking & Investing 
  • Managing Credit & Debt 
  • Shopping and Consumer Skills 
  • Taxes and the impact taxes play on one’s budget 
  • Financial Risk & Insurance  

Stewardship

  • Caring for people in need, animals, land and other resources on God’s behalf. The act of caring and stewardship enriches our lives and is Biblical. 
  • Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.  1 Peter 4:10 (NIV) 

Career Exploration

  • Identify what matters to you most in your career choice. 
  • Completing a Job Application & Job Interview Skills 
  • Research career options.  
  • What do people in this career do and how much do they earn? 
  • In what type of environment do people in this career work? 
  • Will the salary be enough to meet my budgeted needs, wants and desires? 
  • Is this career growing and are there advancement possibilities? 
  • What education or training is needed to enter this career? 
  • Are there programs to help with the expense 
  • What impact will the expense have on my budget, needs, wants and desires financially. 
Summer 2024 Course Registration
  • 10-Hour Course offered during the month of September 2024 
  • Every Thursday from 6:00 PM – 9:00 PM (September 5, 12, 19 and 26) 
  • Location: 4KIDS Broward Headquarters: 2717 W Cypress Creek Rd, Fort Lauderdale, FL 33309 
  • Course Certification Celebration: Thursday, October 3, 2024 at 6:30 PM

4KIDS TIL Residents who complete the course will have the opportunity to receive micro grants to assist with a portion of their transitional independent living expenses.

About the Instructor: Dan Klinger

Former Certified Public Schools Teacher & Coach
Former President of K. Hovnanian American Mortgage

Upon completing his Bachelor’s Degree in Education from the University of Michigan, Dan began his career as a certified teacher for the Taylor School District in Taylor Michigan. He also taught career exploration in summer school at Marygrove college in Detroit Michigan and later in the Broward County School District in Florida. As an esteemed teacher and coach, Dan was named High School baseball “Coach of The Year” by the Miami Herald, Ft. Lauderdale Sun Sentinel and Hollywood Sun-Tattler in 1982.

In 1983, Dan began a 38-year career in the financial service industry. Most recently, prior to retirement, Dan was the President of K. Hovnanian American Mortgage, a subsidiary of K. Hovnanian Enterprises for 22 years. In that role he was responsible for all mortgage and title operations in 14 states.

Dan and his wife Chary have been married for 40 years. The couple reside in Palm Beach County, Florida. Dan and Chary have three adult children and are proud grandparents of three. One of Dan’s goals in life has been to help young adults explore career exploration and learn critical principles for financial success. He especially has a passion to help the young people that have been under served in the foster care system.

We at 4KIDS are delighted to utilize Dan’s experience as a husband, father, grandfather, teacher, successful financial executive and Christian to benefit young adults in vulnerable populations in our communities.